Get Started with a FREE consultation
NMLS# 2051737
Faster, Easier and Cheaper...
Who Wouldn't Want That?
Call us NOW for a Free Consultation:
(407) 794-6994
Get Pre-Approved TODAY.*
Our Exclusive Streamlined process ensures the Fastest, Easiest and Cheapest Mortgage Loan Application in the Market.
Let Us Turn Your Dream Home Into a Reality
Get a FREE Rate Quote Now!
✔Multiply your loan options
✔Find the best mortgage deals in town
✔Get you home loan with less effort
✔Enjoy SUPER fast closing times
Why work with us?
We are Faster - our expertise allows us to serve our clients more efficiently by always being able to anticipate and prepare for the next step or potential outcome, saving our clients time, money and stress.
We are Easier - Without complications, with direct and transparent communication, we carry out the tasks needed to get your loan funded as quickly as possible.
We are Cheaper - Expensive does not mean high quality, we make sure to provide service at the highest level but taking care of our customers' pockets. Low prices create loyalty.. ask us about the "rate secret" and how that saves you!
WHO DOES IT WORK FOR?
✔Purchase
✔First Time Buyer
✔Jumbo
✔Refinance
Whether you are first time home buyer, purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution.
If you need something special, like a bank statement loan, a foreign national loan or even a DSCR or 1031 Exchange, we've got you covered. As us how we can help, even if you're self employeed!
PROVIDING YOU WITH THE LEADING HOME LOAN PACKAGES
✔Conventional
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 3%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30, 20 or 15 years.
No PMI required with a 20% down payment.
Can be used for a wide range of property types.
Higher loan limits than some government-backed programs.
Flexible loan terms with adjustable-rate and fixed-rate options.
✔FHA
Loans designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county.
Low minimum credit score of 500 (620 is much better for you).
Government-insured Loan program.
Flexible qualification for first-time homebuyers.
3.5% down payment with a credit score of 580+.
Closing costs could be paid by the seller, home builder, or lender.
✔VA
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
100% financing available with full VA entitlement.
No private mortgage insurance required (PMI).
No prepayment penalty.
Guaranteed by the government.
Lenders have limitations.
Loans are assumable.
✔USDA
USDA loans are mortgages backed by the U.S. Department of Agriculture. They are also a part of the USDA Rural Development Guaranteed Housing Loan program. This type of home loan is available to home buyers in rural, less-populated areas, with low-to-average incomes.
0% down, or lower down payment than other loan products.
Low private mortgage insurance (PMI).
Easier qualifying for those with lower credit scores.
Can finance 100% of the home's purchase price.
Let Our Mortgage Brokers do the Hard WorK for You...
And Turn Your Dream Home Into a Reality
Get
Pre-Approved
Getting started with a pre-approval from the A Team is fast, easy and cheap. Take the first step today, get pre-approved and begin shopping for your dream home with confidence.
Now Is
Time to Buy
Let the A Team experts demystify the home buying process and guide you through it with confidence, transparency and open communication.
Now Is
Time to Refi
Whether you want to lower monthly payments, restructure your loan terms, or get cash out from your home's equity, let us put our +20 years of experience as a team to work for you.
Our Commitment:
If you show us a proposal, I will do Better
When comparing our offer with other companies, make sure you receive the real estimated total amounts.
It is common practice, especially in big companies, to put low rates and minimal costs that don't show you the real expenses of closing.
They will purposely remove other fees or charges they know will be included. Or just not mention that that low rate comes with 3 points, which will cost you 3% more at closing.
This makes them seem "cheaper," but the reality is this: closing costs are mostly third party costs AND are regulated.
They don't want you to know that everyone has pretty close to the same closing costs.
These unseen costs usually add up to a huge increase in the original "quote," and you will not notice it until it's too late.
They play these games with you and prey on your lack of knowledge.
They can get away with it because these other hidden fees are not their fees, they are third party fees.
Just like the ones we show you: all third party fees.
Stop playing their hide and seek game: demand a fully detailed estimate with all third party fees.
Conditions may apply.
Our 1 to 4 Process puts you in Full Control
Super convenient online access makes it easy to achieve your financial and homeownership goals.
1. Apply Online
Our streamlined application gives you accurate numbers fast.
2. Get Approved
See how much you’re approved for, then shop for homes or move forward with your refinance.
3. Close Your Loan
Use your to-do list to verify the details and get to closing fast.
4. Manage Your Mortgage
Put your mortgage to work for you.
Providing Affordable Mortgages and Award-Winning Customer Service for More than 20 Years.
What Our Clients Have to Say:
WHAT IS A MORTGAGE BROKER?
Profession
Mortgage brokers are licensed, financial professionals. They gather your mortgage-related documentation, pull your credit records, verify your income, and apply for mortgage loans.
Connections
Mortgage brokers have a very large network of lenders they work with, which can make your mortgage process much easier. Once you accept the terms on a mortgage loan from a lender of your choosing, your mortgage broker will be working with the bank's underwriting department, the closing agent, and your real estate agent. This is to make sure that the transaction progresses smoothly until the closing day.
GOAL
A mortgage broker is a mediator between you and potential lenders. A broker's main goal is to represent you in front of several banks and lender entities and to find mortgage deals with competitive interest rates that best fit your needs.
Meet The Better Lending Team
Daniel White
Marine Veteran
Cell: 407-480-1059
NMLS#: 1590440
Marcelo Llerena
California Highway Patrol Group Veteran
Cell: 909-229-4929
NMLS#: 1911368
Kattia Perez
Administrative Assistant
Cell: 352-890-1380
Janice Orcutt
Loan Officer
Cell: 352-255-2626
NMLS#: 2025810
Mary Baylis
Loan Officer
Cell: 352-408-0536
NMLS#: 2145985
Bolivar Baylis
Loan Officer
Cell: 321-2871568
NMLS#: 2241229
Let's Finance Your Dream Home
WHETHER YOU'RE BUYING A HOME OR REFINANCING, WE HAVE THE RIGHT TOOLS AND INFORMATION TO HELP YOU MAKE THE RIGHT DECISION.
Conventional
FHA
VA
USDA
Jumbo
First Time Homebuyer
Reverse Mortgage
Refinance
Contact US
Location:
10745 Fox Hole Rd, Clermont, FL 34711
Phone:
(407) 794-6994
E-mail:
daniel@betterlendingteam.com
Better Lending Team NMLS# 2051737
Approved Equal Housing Lender. © 2023 - All rights reserved
© 2023 - All rights reserved
Disclaimer: All data contained herein is for informational purposes only. While we make sure that all the information we provide is accurate, no guarantee is stated or implied. Any programs presented do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies may be modified without prior notice. Other restrictions may apply. This is not a proposal to extend credit or commitment to lend.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;